Demi-fine jewelry is, quite simply, beautiful jewelry made with higher quality materials than costume jewelry but not quite as expensive as fine jewelry. Instead, it strikes the perfect balance between the two, offering something beautiful and well-made without being too pricey.

Demi-fine jewelry brands (usually mid-priced jewelry brands) combine the fine and costume jewelry categories by crafting pieces made with gold (below 18 karats) and silver or plated pieces paired with semi-precious stones. Demi-fine jewelry brands price these pieces at an affordable price, usually retailing for under $400.


There are a few reasons why you should add demi-fine jewelry to your jewelry collection. The first is that, as mentioned before, high-quality affordable jewelry is an excellent alternative to luxury fine jewelry. It offers a similar look and feel to a luxury fine jewelry collection without the high price tag.

Another reason for the growing popularity of demi-fine jewelry among consumers is that it's more versatile than most upscale jewelry available at fine jewelry stores. You can wear this contemporary, beautiful jewelry for both casual and formal occasions. In contrast, upscale jewelry purchased from fine jewelry stores is usually reserved for more formal events (such as black-tie affairs or weddings).

Demi-fine jewelry is also perfect for gifting, as it's not too expensive (like high-end jewelry) but still shows that you put thought into the gift. Perfect for graduations, birthdays, or any other special occasion, a piece of demi-fine jewelry is sure to please without being over the top.

Lastly, demi-fine jewelry brands are constantly evolving and changing, so there's always something new to explore. Brands are continually releasing new pieces, so there's always some affordable trendy jewelry to add to your jewelry collection without the high price tags associated with high-end jewelry.


The main difference between fine and demi-fine jewelry categories is mainly cost. For example, fine jewelry retailers tend to mark items with price tags that exceed $2000 per piece, while demi-fine jewelry brands (mid-priced jewelry brands) usually retail jewelry pieces for much less. A fine jewelry collection is often composed of precious metals and genuine gemstones, while demi-fine pieces may only incorporate semi-precious stones or more affordable metals.

Another key distinction between fine and demi-fine jewelry is the quality of craftsmanship. Fine jewelry designers typically make each piece with great attention to detail, while demi-fine pieces are created in limited quantities with speedier production times. Also, fine jewelry designers custom-make pieces; conversely, demi-fine jewelry pieces are not made to order and often come in stock.

One final difference between these two types of jewelry is how often they are worn; fine jewelry is often purchased as an investment piece and only enjoyed on special occasions. In contrast, demi-fine jewelry is perfect for daily wear and often viewed as affordable trendy jewelry.



The metals used are the major distinction between demi-fine jewelry and costume jewelry. Costume jewelry pieces contain an unspecified mix of low-cost metals that are often flash plated with a thin layer of gold or silver. These costume jewelry pieces often showcase low-quality rhinestones, usually glued into their settings or made from acrylic.

In contrast, demi-fine jewelry pieces consist of high-quality affordable metals such as silver. Demi-fine jewelry brands also use diamonds, sapphires, and other precious or semi-precious gemstones for their settings. Because of the higher quality materials used in demi-fine jewelry, these pieces often last much longer than costume jewelry.

Another key difference between costume jewelry and demi-fine is that costume pieces are mass-produced with little care for each piece's design or finish. Creating demi-fine jewelry pieces requires limited quantities, emphasizing quality and attention to detail, not quantity.


  • There are several benefits to investing in semi-fine jewelry. The first is that it's affordable while still being high-quality jewelry. You can find great pieces without breaking the bank.

  • You can enjoy good jewelry with precious metals and precious or semi jewels at a fraction of the cost of a fine jewelry shop.

  • Since demi is high-quality jewelry, it is less likely to cause an allergic reaction. Many people are allergic to the base metals used in fast fashion jewelry, such as nickel. Semi-fine jewelry consists of different metals less likely to cause an allergic reaction.

  • Unlike items purchased at fine jewelry retailers, you don't have to save semi-fine jewelry for special occasions only. You can wear these pieces daily without worrying about losing their value or quality over time.

  • You don't have to worry about your semi-fine jewelry tarnishing or semi-jewels losing their luster over time. Rest assured that you will be buying good jewelry. Semi-fine jewelry brands take the proper precautions to ensure their pieces can withstand everyday wear and tear.

  • Since it is so affordable, you can change your style more frequently since you can buy several pieces from semi-fine jewelry brands and mix and match them to create new looks instead of purchasing only one piece from a fine jewelry shop.

  • If you are looking for an investment piece, buying a piece of semi-fine jewelry is a smart choice since it will hold its value over time but won't cost you a fortune to purchase.


Semi-fine jewelry prices usually vary depending on the karat weight and type of gemstone used. For example, items made with fine 18k gold usually retail for more than $500 per piece, while plated jewelry made with lower-grade alloys often sells in the under $100 range. Higher-quality plated jewelry will cost more.

Genuine gemstones used in semi-fine jewelry will also cause the price of a piece to go up, while imitation stones cause the price to stay much more affordable. For example, semi-fine jewelry brands that use genuine diamonds in their settings will retail jewelry pieces at prices starting around $500 and going up from there.


Demi-fine jewelry lasts a lifetime if it is correctly cared for. Follow these jewelry care tips to ensure you get the most life from your pieces:

  • Be sure to remove your demi-fine jewelry when you take a bath, shower, or swim. The harsh chemicals in these liquids (such as chlorine) can weaken the metals and plating on your pieces, which will cause them to tarnish faster.

  • Clean your semi-fine jewelry regularly to remove body oils and dirt that may build up over time. Cleaning your semi jewelry is especially important for pieces made with silver or brass, which tarnish when exposed to humidity.

  • Clean your demi-fine jewelry in warm water with a mild, all-natural soap, rinse it well and dry it carefully with a soft cotton cloth. Remember never to clean demi jewelry with abrasive chemical cleaners.

  • Store all your semi-fine jewelry pieces in a compartmentalized jewelry box to prevent them from rubbing against each other and becoming scratched.

  • When not being worn, always keep your semi jewelry pieces in a cool, dry place (such as an airtight pouch or box) to help them stay in shape and prevent the metals from tarnishing over time.


The distinction between costume, demi-fine, and fine jewelry comes down to materials, craftsmanship, and price. For example, you get more bang for your buck with semi-fine jewelry than by purchasing costume jewelry pieces made with less expensive materials. In addition, demi jewelry contains precious metals at a lower karat weight than fine pieces so that demi-fine jewelry won't cost as much as fine jewelry pieces.

While skilled artisans usually custom-make fine jewelry, demi-fine pieces are mass-produced in limited quantities. This higher volume of mass productions allows semi-fine pieces to sell at lower prices. Thus, demi-fine jewelry pieces are the best option for those who need high-quality affordable jewelry with expert craftsmanship and materials.